Inspiration & expertise from RCS Financial Planning

Maryland Itemized Deductions 2019
April 20, 2019

Understand Maryland Itemized Deductions in 2019 and what determines whether you can itemize or take the standard deduction.

Dollar-Cost Averaging vs Lump-Sum Investing Round 1: Raw Returns
October 8, 2020

Dollar-Cost Averaging vs Lump-Sum Investing: Should you go ahead and invest the entire amount right away, or should you invest gradually? 

Dollar-Cost Averaging vs Lump-Sum Investing Round 2: Actual Outcomes
October 8, 2020

We explored how to invest available cash in a recent piece: Should you invest it all right away as a lump sum? Or are you better off wading in more gradually with dollar-cost averaging?

How Will The Election Affect The Stock Market?
May 9, 2020

How will the election affect the stock market? Here are three things to keep in mind when it comes to the election and the markets.

The Best 529 Plan for Maryland Residents
Ted Toal, CFP®
March 30, 2018

What is the best 529 plan for Maryland parents? Maryland, through T Rowe Price, offers an excellent in-state plan. So why do you own an out of state plan?

How To Reduce Taxable Income
April 20, 2019

A 2020 report from the Tax Foundation found a single average wage earner pays about 29.8 percent in federal taxes. Here's how to reduce your taxable income.

About Us

At RCS Financial Planning, our mission is clear and straightforward: to provide personalized wealth planning and investment advice that minimizes our clients' financial concerns and maximizes their long-term peace of mind.. We firmly believe that a true financial partner shows you how to make the best choices for your future by always focusing on your needs first. And our fee-only service model ensures there is no conflict of interest.

Choosing The Right Finnancial Advisor
Ted Total, CFP®
January 16th, 2020
What Plan Is Right For You?
Ted Total, CFP®
March 18th, 2020
Where To Start Saving?
Ted Total, CFP®
june 12th, 2020
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